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Milestones

Listing of dates of importance and special interest to the ICRB.;

07/01/88
  • Volunteer firefighters & emergency medical technicians covered for WC medical benefits (IC 36-8-12-10)
  • Real estate professionals not employees if 3 conditions met (IC 22-3-6-1)
09/01/89
Schedule Rating Plan effective in Indiana
09/27/89
ICRB subscriber fee set at $750 at Governing Board meeting
01/01/90
  • Assigned Risk Surcharge 25% "for policies with premium in excess of $2,000"
  • Competitive rating law: advisory rates deemed approved after 30 days
  • Withdrawal of Indiana Additional Medical Benefits Endorsement WC 13 03 01
07/01/90
Ownership rule - need change to all 3 to exclude experience: owner, class, hazard
11/01/90
WCIP deposit changed to: <$5K=100%; $5-10K=75%+1pay; >$10K=50%+3pay

01/01/92
  • Indiana deductible/coinsurance law enacted
  • Assigned Risk Take-out Credit Program effective in Indiana
05/01/93
Stopped filming ratings in ICRB risk files

07/01/93
HB 1765 defined independent contractors:
1) Affidavit of Exemption required for contractors in construction trades;
2) Owner operators subject to IC 8-2.1-18-46, 45 IAC 16-1-13, or 49CFR 1057
02/01/94
Charge for inspection; members $120; non-members $175; (also see 6/1/95 and 1/1/98 entries)
03/01/94
Rostered Volunteers new class code 7698
10/01/94
  • Charge for rates
  • WCIP charge for Waiver of Subrogation - Item W-8015, 5% of manual prem for waiver work; $250 min prem
01/01/95
Stopped assigning LHWCA, FELA, & Jones Act coverage for OH & WV risks
05/01/95
A-rated codes eliminated
06/01/95
Charge for inspection change to hourly rate $85 (also see 7/1/88 and 1/1/98 entries)

07/01/95
  • Expiration of $5 policy filing fee for the WC Board
  • Continuous policy permitted IC 22-3-5 (c) (6) eff 7/1/95 under Public Law 217-1995

10/10/95
Suspended Item E-1324 ER Plan - Distribution of ER Worksheet; use LOAs only; filing withdrawn 12/19/95
01/01/96
Revised Premium Discount Program
04/01/96
Interchange of Labor rule: can split employee's payroll (except 8810 & 8742)

10/01/96
Trucking split into 2 codes: 7228 local within 200 miles & 7229 long haul

08/22/97
Purged microfiche files with no activity since 1990

01/01/98
  • New ICRB/NCCI contract
  • No charge for inspections (also see 7/1/88 and 6/1/95 entries)
  • WC Board of Indiana adopted NCCI Proof of Coverage (POC) program

02/10/98
New ICRB logo

04/03/98
ICRB website established

07/01/98
ERA - Experience Rating Adjustment; removed 70% of medical only claims from mod

09/03/98
ICRB now accepts KY agents on Indiana AR apps due to KY law change

01/01/99
ICRB minimum charge to subscriber or inactive member is $250 per year

04/21/99
Quarterly Residual Market Expiration Lists, beginning with the 1999 3rd Quarter on ICRB website

07/01/99
  • HEA 2085 adds school to work students as employees; policy to show 2nd Injury Fund surcharge
  • Hartford begins as assigned risk servicing carrier for volunteer fire companies thru 12/31/2001

07/20/99
Monthly Residual Market New Risk Lists, beginning with Jan - Jun 1999 on ICRB website.

11/05/99
De-activated credit card machine. Email future transactions to NCCI.

07/01/2000
HEA 1050 made these changes to the WC Act:
  • Requires employer/insurer to reimburse employee for lost work due to medical treatments or travel to and from place of treatment based on average daily wage (IC 22-3-3-4)
  • Added definition (IC 22-3-6-1) that recognizes both the lessee and lessor of employees as the employer.
"A parent or a subsidiary of a corporation or a lessor of employees shall be considered to be the employer of the corporation's, the lessee's, or the lessor's employees for purposes of IC 22-3-2-6."
  • Limits employee claims for bad faith or lack of diligence to $20,000 for the duration of that claim.

07/13/2000
  • For assigned risk applications, receipt at bank means receipt by ICRB
  • Began date stamping assigned risk applications and envelopes
  • Purged microfiche files with no activity since 1993, and no inspection or ownership since 1985

11/27/2000
Advisory rates, beginning with 1/1/2000, 7/1/2000, and 1/1/2001 on ICRB website.

03/16/2001
ICRB's Indiana Fun Facts database added to website.

11/01/2001
New "Final Notice" letter for assigned risk applications implemented.

07/15/2002
ICRB now advises servicing carriers to accept premium finance company's notice to cancel as the insured's request, provided a properly worded power of attorney clause is present in the finance agreement.

10/01/2002
Start assigning residential cleaning service business to code 9014 instead of 0917 per DRC decision.

12/01/2002
LSRP threshold lowered from $200,000 to $100,000.

12/01/2002
Start adding agency name and address to monthly New Risk Lists.

12/20/2002
Terrorism rate of $0.02 and loss cost of $0.01 effective. Item Filing B-1383 "Catastrophe Provision-Certified Terrorism Losses (as defined in Terrorism Risk Insurance Act of 2002)

01/01/2003
Terrorism rate of $0.02 for assigned risk business effective.

01/01/2003
Premium threshold for assigned risk surcharge of 25% raised from $2,000 to $2,500.

04/28/2003
Discontinued microfilming documents and implemented SharePoint document imaging and content management system.

05/01/2003
Revised assigned risk deposit premium rule effective.

09/01/2003
Changed name of online reference library from "Indiana Fun Facts" to "CompClues."

03/09/2004
Adopted internal procedure to not bind coverage for multi-state PEO's. Decision made because it is difficult for us to be aware of other state requirements on registering and licensing of PEO's prior to obtaining insurance.

01/01/2005
Indiana Assigned Risk Reinsurance Pool (Indiana Pool) created. Assigned risk policies cover "Indiana only" exposure along with the standard Residual Market Limited Other States Insurance Endorsement (WC 00 03 26 A).

01/01/2005
For HVAC contractors applying for assigned risk coverage, assign all payroll to code 5536. Some exceptions may apply. This helps the transition to the new code 5537 effective 1/1/05 in NCCI states, and effective 1/1/06 in Indiana. Code 5537 will use the rate for 5536 for the first few years. See Item Filing B-1391 effective 1/1/06.

02/28/2005
Meeting dates, time and locations are posted on our website www.icrb.net under the “Members’ Info” tab.

03/11/2005
ICRB logo now appears on Indiana intrastate experience rating worksheets produced by NCCI system.

07/01/2006
Second Injury Fund: HEA Act 1307 revised assessment provisions of IC 22-3-3-13, providing:
    • Assessment limit of 2.5% is now based on total paid losses instead of only indemnity losses.
    • Total losses are from all entities (carriers, other insuring entities, and self-insureds).
    • Assessment applies to “all employers.”
    • Assessment for insured employers (carriers) is calculated by determining the percentage share of an individual carrier’s premium to all carriers premium.
    • Assessment for self-insureds is calculated by determining the percentage share of a self-insured’s paid losses to all self-insureds’ paid losses.

07/21/2006
A PEO can mix its clients with some in the voluntary market and some in the assigned risk market. This is a change in ICRB procedure which before required all clients in Indiana with a PEO must enter the assigned risk market or none at all.

01/09/2007
New member administration system installed on ICRB website to manage registered users to protected pages.

07/01/2007
Second Injury Fund: HEA 1452 clarified statute wording by replacing the term "entire written premium…” with “direct written premium” which is consistent with the WC Board’s notice and certification letter issued 11/28/06. This corrected wording from HEA 1307 effective 07/01/2006.
 
01/26/2009

NCCI is eliminating all hard copy binder packages to speed delivery to assigned carriers. Effective January 1, 2009, all binder packages will be sent electronically only. Assigned carriers should ensure that they are prepared for the electronic delivery.

 

03/10/2009

NCCI will process requests from customers (carriers, agents, employers) for Indiana experience rating mods and worksheets.

 

05/13/2009

HB 1701 amends definition of “employee” in IC 22-3-6-1(b)(1) to provide that a sole officer of a corporation may elect not to be an employee of the corporation. The officer must serve written notice of the election on the corporation's insurance carrier and the WC Board.

 

Note:
The Indiana Code is available on the State of Indiana website at this address: http://www.state.in.us/legislative/ic/code/.
 
 
12/01/2009

The WC Board revised its form WCE-1 “Application for Worker’s Compensation Clearance Certificate” State Form 45899 (R6 / 12-09). The form is now available for use a sole officer of a corporation to exclude himself/herself from employee status for workers compensation insurance purposes. 

 

The Board’s website home page, under the “News and Notices” section also states: “Effective immediately, any independent contractor, regardless of trade, may be granted a clearance certificate. The Indiana Department of Revenue must still approve the application.” Previously, only contractors in the construction trades were granted clearance certificates.

 

You may also access the Board’s website to view the “Independent Contractors” web page and the WCE-1 Clearance Certificate.

 
 
 

Related Files

Author Ron Cooper
Last Modified By Ron Cooper
Last Modified Date 22/07/2010 04:00 PM

The material in this document has been prepared and shared for informational purposes only and should not be relied upon as legal advice on any particular situation.